Project Finance
There are a lot of ways to finance your business and reach success. There’s no one sure way to fund your activities simply because every investment opportunity is unique. However, successful business development entails financial planning so that you will have capital when it is needed.
Since most businesses are interested in cutting costs, here are some ideas for how to save the company money with proper financial planning with various Government schemes such as,
•Chief Minister Generation Programme (CMEGP)
The Government of Maharashtra has approved a new credit-linked subsidy program called the Chief Minister Employment Generation Programme (CMEGP). This program aims to generate employment opportunities by establishing Micro and Small Enterprises, with project costs limited to Rs. 50 lakhs, in both rural and urban areas of the state. Under this scheme, one can avail of a project loan of up to Rs. 50 lakhs, with an interest subsidy of 25% to 35%.
•Credit guarantee fund trust for micro and small enterprises (CGTMSE)
The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) was jointly established by the Ministry of Micro, Small & Medium Enterprises (MSME), Government of India, and the Small Industries Development Bank of India (SIDBI) to catalyze the flow of institutional credit to Micro & Small Enterprises (MSEs). For existing units, additional credit facilities, such as term loans or the renewal of working capital facilities, can be covered under this scheme, provided no collateral security or third-party guarantee is obtained. This means that units can avail of collateral-free loans up to a maximum of Rs. 500 lakhs.
•Term Loan
At ANDCapita, with our strong connections in various banks, we help your business secure Term Loans from the best banks at the lowest interest rates in the market. These loans can be used for various business needs, such as purchasing fixed assets (equipment or a new building) or managing cash flow.
•Working Capital
At ANDCapita, with our strong connections in various Banks, we help cater to the financial needs of your business by securing Working Capita from the best banks at the lowest interest rates in the market. A working capital loan is used to fund the day-to-day operations of a business, from paying employees' wages to covering accounts payable.
•Home Loans
At ANDCapita, with our strong connections in various Banks, We help home buyers secure a home loan at the best interest rates without hassle.
